Private Client Offerings
At Lacher, we provide bespoke insurance solutions crafted to protect the portfolios of high-net-worth individuals, ensuring that your luxury assets, unique lifestyles, and personal liabilities are comprehensively covered.
Property/Home Insurance
Primary Homes
Tailored coverage for your residences, ensuring all aspects of your principal dwelling are protected.
Secondary Homes
Specialized insurance for vacation or secondary properties, including tailored protection for unique risks.
Seasonal Homes
Ensure your seasonal retreats are secure with policies designed for intermittent use and specific seasonal risks.
Rentals
Comprehensive coverage for rental properties, including loss of income and liability protection.
Automobile Insurance
Luxury Vehicles
Bespoke policies designed for high-value automobiles, offering unparalleled protection and service.
Classic Cars
Tailored coverage that understands the value and unique needs of classic and vintage car enthusiasts.
Antique Autos
Specialized insurance for vehicles that represent a significant investment in automotive history.
Lifestyle Protection
Identity Theft
Robust identity fraud coverage to protect and restore your personal information.
Kidnap and Ransom
Discrete and comprehensive protection to mitigate risks associated with travel and high-profile living.
Travel Insurance
Customized travel policies providing global coverage and emergency services to ensure peace of mind wherever you are.
Pet Insurance
Specialized coverage for pets, including health care and liability, tailored to the needs of high-value animals.
Life & Disability Insurance
Life Insurance
Customized life insurance solutions, designed to protect your family's future and secure your legacy.
Disability Insurance
Personalized disability insurance coverage, ensuring your income is protected in the event of an unexpected injury or illness.
Long-Term Care
Tailored long-term care insurance, providing peace of mind with coverage for future care needs as you age.
Collections Insurance
Jewelry & Furs
Specialized coverage for valuable personal collections including fine jewelry and fur garments.
Firearms
Dedicated policies for collectors, ensuring your investment in firearms is protected against all risks.
Musical Instruments
Tailor-made coverage for valuable instruments, whether you're a collector or a performing artist.
Art
Bespoke solutions for fine art collections, providing coverage for theft, damage, and transit.
Collectibles
Customized insurance for diverse collections including coins, baseball cards, and couture.
Excess Liability Insurance
Personal Umbrella Coverage
Extensive liability coverage to protect your lifestyle and assets against any large-scale claims.
Public Figures
Specialized liability considerations for individuals in the public eye, including privacy breach damages.
Directors and Officers
Coverage for personal liability when serving as a director or officer of organizations.
Watercraft Insurance
Boats & Personal Watercraft
Specific policies for all types of watercraft, from jet skis to sailboats.
Yachts
Coverage options for luxury yachts, including crew coverage and chartering risks.